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Premier 12-Month CD

For a limited time, Premier Checking Account customers can earn 3.85% APY1 on a new 12-Month Premier CD. Start with as little as $500 and watch your savings soar! Don’t have a Premier Checking Account? Open one today!

You’re invited to take advantage of an exclusive opportunity to grow your savings with our 12-Month CD Special!

Premier CDs are an exclusive benefit to Premier Checking customers. BSNB Premier customers earn more, borrow for less, and enjoy special perks!


Why Choose a Premier CD?

  • Exclusive Offer: Premier CDs are available only to Premier Checking customers like you
  • Boost Your Savings: Earn 3.85% APY for 12 months and watch your savings grow
  • Easy to Open: Open your first CD and start earning with just $500
  • More Perks: Continue earning more, borrowing for less2, saving money on ATM fees3, and more with your Premier Checking account

Benefits of a Premier Checking Account

  • Easy to get started with just $50 to open an account4
  • Earn 0.03% APY on balances of $500 or more
  • Pay 0.25% less interest on auto, boat, RV, and personal loans2
  • All BSNB ATM fees are waived with a BSNB Debit Card3
  • Save money on checks with a FREE check order each year

Apply Now!

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Visit or call a local branch to lock in your CD rate today!
(518) 885-6781

(1) Annual Percentage Yield (APY) is accurate as of 6/6/25 and is subject to change at any time. (2) Subject to application approval. Interest rate discount applies only to loans paid automatically from a BSNB checking account. (3) All BSNB and AllPoint ATM fees are waived with a BSNB Debit Card. Operators of non-AllPoint ATMs may charge additional fees. (4) Your combined personal savings, CD/IRA, money market, and checking deposit balances must be $20,000 or more to avoid a monthly maintenance fee of $15.