College planning is a process that includes a variety of factors – all of which can seem overwhelming at times. It doesn’t have to be that way! At BSNB Financial Services*, we can assist you and your family with guidance and support from the day your child is born through the college years and beyond.
Saving for College
Starting early is the key to accumulating the funds necessary for a college education. We can help you evaluate options that combine tax advantages1, flexibility and your overall investment needs.
Paying for College
As the cost of college continues to rise, many families turn to a variety of strategies to pay for their student’s education. These may include savings as well as borrowing2 and financial aid. Our Infinex Financial Consultant can help you evaluate your family’s resources and provide guidance on balancing education goals with other financial goals, such as retirement.
Educating your College-Age Child
While the tuition bill may be the bigger priority, it’s equally important to ensure that your student is well-prepared to start managing their own money – especially if they are living away from home for the first time. Understanding how to create a budget is an essential skill and we can help with educational tips and materials.
Opening a checking account2 is another milestone that may make sense for your student. Teaching your child to keep accurate records and to understand how a debit card2 works are important skills to share. We’re here to help!
* Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. BSNB Financial Services is a trade name of Ballston Spa National Bank. Infinex and Ballston Spa National Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.
1We do not provide tax advice and investors are advised to consult their tax advisor for their particular situation.
2Product or service of Ballston Spa National Bank.
At BSNB Financial Services, our financial planner professionals are ready to comprehensively look at your unique goals and objectives and help you develop solutions for getting to where you want to be.
Stephan Scribner, CFP®
Infinex Financial Consultant
BSNB FINANCIAL SERVICES
344 Rowland Street
Ballston Spa, NY 12020
Stephan Scribner, CFP®
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial PlannerTM and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.