Maybe you’re in the market for your first car or maybe your family has grown and you need a bigger vehicle.  Maybe you’d like a little more fun in your life and are shopping for a boat an RV or a motorcycle!

Whether you’re buying new or new-to-you, BSNB has years of experience in putting you into the driver’s seat!  A car, boat or recreational vehicle can be a significant purchase so turn to our lending specialists and receive the expert customer care and local service that sets us apart. 

BSNB also refinances existing loans.  Check us out and you may be pleasantly surprised with a better rate or term.


Auto Loans

BSNB provides all the help you need when financing a car whether you are buying from a dealer, your neighbor, or the classifieds.

  • Available for financing new and used cars, trucks and SUVs
  • Fast approvals and excellent customer service
  • Competitive fixed rates
  • A variety of convenient monthly repayment terms to meet virtually any budget
  • No prepayment penalty
  • Easy repayment option with auto-deduct from a BSNB checking account
  • Optional life and disability insurance

November to Remember Auto Loan Promotion

Take up to .50% off your next BSNB auto loan rate when you sign up for automatic payment.*

*Receive .25% rate reduction with auto-deduct of payment from any checking account. Receive an additional .25% rate reduction with auto-deduct of payment from a BSNB checking account. Without automatic payment, rates may vary. Other rates and terms are available. Cancellation of the automatic payment may result in a loan rate increase. Other terms and conditions may apply. All loan applications subject to underwriting and/or approval. This limited time offer may be withdrawn or changed at any time.

Boats and Recreational Vehicle Loans

Finance your new boat or a variety of recreational vehicles, including but not limited to, motorcycles, trailers, 4-wheelers, jet skis and dirt bikes.    

  • Quick application, approval and funding
  • Low fixed rates
  • A variety of convenient monthly repayment terms to meet virtually any budget
  • No prepayment penalty
  • Easy repayment option with auto-deduct from a BSNB checking account
  • Optional life and disability insurance

All loans are subject to application and credit approval. Terms and conditions may change at any time.

Get Started

APPLY ONLINE

For more information, please call Customer Service at (518) 885-6781 or send us a Secure Email.

View our current rates.

Use our Auto Loan calculator to calculate your maximum purchase price based on your desired monthly payment, or estimate your loan payment based on a given purchase price.  Hint – you can use this calculator for boats and other recreational vehicles as well!

Visit BSNB's Better U Financial Education Program to learn more.