Sign up…and enjoy peace of mind

  • Use your savings balance to cover accidental overdrafts in your checking account.
  • Transfers will occur automatically in increments of $25, provided you have sufficient funds in your savings account.
  • A flat transfer fee of $5.00 will be charged for each transfer performed, regardless of amount.  

* Savings Overdraft Transfer Service is subject to transaction limitations as required by Federal Regulation D. Savings and Money Market withdrawals are limited to 6 pre-authorized electronic transactions. This includes any pre-authorized, automatic, telephonic or computer transactions to another account of yours with us and/or transfers or payments to a third party each monthly statement period. Withdrawals made in person or at an ATM are unlimited.

Get Started

For more information or to set up a Savings Overdraft Transfer Service, please call Customer Service at (518) 885-6781 or visit any BSNB location.

To open a savings account, apply online!

Have a question?  Send us a Secure Email.

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