Skip Navigation Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Preferred Line of Credit

Enjoy the ultimate in convenience with our unsecured personal line of credit. Perfect for managing life’s anticipated – or unexpected - financial situations.

Having the right loan with the right terms can make all the difference in accomplishing your goals. We’re here to help.

  • Generous personal line of credit from $5,000 - $25,000
  • Competitive low variable rate
  • No collateral requirements
  • Revolving - borrow only the amount you need
  • Immediately transfer funds you need from your line of credit to your linked BSNB checking account
  • Convenient 24/7 access through Online Banking
  • Overdraft feature protects against unplanned overdrafts

For more information, please call Customer Service at (518) 885-6781 or send us a Secure Email.

* All loans are subject to application and credit approval. Terms and conditions may change at any time.

We have more.

Better U modules cover a range of key financial concepts from paying for college to planning for retirement. Take advantage of this FREE resource to improve your financial literacy at your own pace!

Visit BSNB's Better U Financial Education

Better U Financial Education Program - logo