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Open a Deposit Account

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Are you a new or existing customer?

New Customer Account Application

Please indicate whether you intend to apply for an individual or joint account.  Applicants for joint accounts should complete the applicable secondary account owner sections of the application. You must be a U. S. Citizen with a U.S. address residing within our market area and have a valid Social Security number to apply online.

* indicates a required field

Applicant Information

Application Type*
Application for*

Primary Account Owner

Please do not enter a P.O. Box unless you are currently serving in the military.
Number of Years at this address:
Phone Number:*

Secondary Owner (for Joint Account)

Current Address
Please do not enter a P.O. Box unless you are currently serving in the military.
Number of Years at this address:
Phone Nunber:*

Account Information

For information on BSNB’s products and services, click any of  the following links.

ACH Funding Amount of Initial Deposit(s):*
Bank Routing and Account Number BSNB is authorized to initiate a transfer from to open new deposit account(s):

ACH Funding Authorization: (I/We authorize BSNB to initiate an ACH charge for the total initial deposit amount from the bank routing and deposit account number shown above. If the funding account is with BSNB, an internal transfer is authorized.)

Select additional services to apply for:
(If desired, cards can be restricted for ATM use only. Please inform the bank representative of your preference during the initial call.) Learn More »
(Automatically transferring funds from a savings account to prevent overdrawing your checking account.) Learn More »

After submitting this application a BSNB employee will call you within one business day to confirm the information contained in this application. During this call you’ll be asked to arrange a convenient time to visit a branch location of your choice to sign signature cards, provide proof of identity, order checks and/or ATM Debit Cards and/or complete the savings overdraft transfer documentation. Account signature card(s) are available for signing within three business days of application.

If you have any questions, please contact us at (518) 885-6781, or through our online guestbook. Thank you for choosing BSNB.

If the application is approved, what branch is most convenient for you?


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  What this means to you: When you open an account, or apply for a loan, we will ask your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.


I(we) certify that I(we) are at least 18 years of age and have accurately and fully completed all items on this application. Under penalties of perjury, I(we) certify that: The social security number(s) (SSN) shown above are correct; and that I (we) are a U.S. person.

Please note, this application is subject to verification and approval. In order for us to process your application correctly, we will contact the primary account owner by telephone to verify the information provided and may request additional documentation. When you submit this application, you also agree that this Institution reserves the right to review your eligibility through an authorized third party service provider. 

By typing in the owner's name and clicking the submit button below, I(we) hereby certify that everything stated above is correct.

We have more.

Better U modules cover a range of key financial concepts from paying for college to planning for retirement. Take advantage of this FREE resource to improve your financial literacy at your own pace!

Visit BSNB's Better U Financial Education

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