Planning for the future when you have a loved one with a disability presents special challenges. A supplemental needs trust, also known as a trust for disabled beneficiaries, can provide the security and peace of mind that your family needs. BSNB Wealth Management Solutions can help.

What is a special needs trust*?

Funds in a special needs trust are set aside to provide support to an individual living with a physical or mental disability. Often resulting from a legal settlement or an inheritance, these funds are managed by our team of experienced professionals to ensure that your loved one continues to have access to and receive the benefits and services they need now and in the future. 

By working in conjunction with your team of legal and health care professionals, BSNB will help make sure government benefits are maximized and expenditures from the trust are used prudently to support quality of life needs for the individual with the disability.  Our team makes sure your loved one is taken care of by making the sometimes difficult, unbiased decisions about when and where monies should be spent, relieving some of the responsibility from other family members.

Our advisors will help alleviate the administrative burdens associated with protecting and managing the Trust by providing the following services:

  • Keeping detailed records and providing a statement of account for the trust assets
  • Ensuring legal and tax reporting is completed each year
  • Paying bills when appropriate
  • Helping ensure that distributions will not affect government benefits

Why choose BSNB to administer your Special Needs Trust?

You and your family deserve the professional yet hands-on approach that our advisors employ.  Put your worries to rest and feel confident knowing that our years of experience arm us with the knowledge and compassion to help your family successfully prepare for the future.    

No Bank Guarantee

Not FDIC Insured

Not a Deposit

Not Insured By Any Federal Government Agency

May Lose Value including Loss of Principal

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990 State Route 67, Ballston Spa, NY 12020

PO Box 70, Ballston Spa, NY 12020-0070

Visit BSNB's Better U Financial Education Program to learn more.