Take advantage of our low fixed rates to make home improvements, consolidate debt or cover unexpected expenses.
3.75% APR
5 year draw 5 year payback
5 year draw 10 year payback
5 year draw 15 year payback
*The minimum line amount is $10,000; maximum line amount is $250,000. Hazard insurance is required. The borrower will be required to pay NYS mortgage tax for loan requests over $100,000. BSNB will pay all other closing costs on behalf of the borrower. If your line is canceled within 3 years from the closing date, the amount of closing costs we pay at closing will be added to your payoff amount. These third-party fees generally total between $500.00 and $2,500.00, but may vary. This offer is subject to change or withdrawal without notice. All loans are subject to credit application and approval. Certain restrictions may apply. Member FDIC Institution NMLS #414706