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Personal Savings Solutions

Customize any personal BSNB savings or money market account with the following services:

  Looney Tunes Savings Statement Savings VIP Money Market Investment Account  Diamond Money Market Investment Account Premier Money Market Investment Account
  A fun way for kids under 13 to start saving Start saving for emergencies or a specific goal.  Ideal for lower balances. Build your savings with competitive rates and convenient tools to monitor your progress.   Increase your balance for higher rates. Enjoy easy access to your funds.     Our best rates are an exclusive benefit for Premier Plan members.
Minimum to Open $10 $50 $500 $5,000 $10,000
Minimum to Avoid Maintenance Fee Daily ledger balance of $50 or more. Daily ledger balance of $100 or more.  Daily collected balance of $5,000 or more. Daily collected balance of $5,000 or more. Average daily collected balance of $25,000 or more.
Maintenance Fee First six months - no maintenance fee.  Thereafter, $1 per quarter if daily ledger balance isn't maintained. $5 per quarter if daily ledger balance is not maintained. $5 per month if daily collected balance is not maintained. $5 per month if daily collected balance is not maintained. $10 per month if average daily balance is not maintained.
Earns Interest Earn interest with a daily ledger balance of $100 or more Earn interest with a daily ledger balance of $100 or more Earn higher rates with higher balances Earn higher rates with higher balances Earn higher rates with higher balances.  
Check Access*    
X
X
X


* Check access is subject to transaction limitations as required by Federal Regulation D. Savings and Money Market withdrawals are limited to 6 pre-authorized electronic transactions. This includes any pre-authorized, automatic, telephonic or computer transactions to another account of yours with us and/or transfers or payments to a third party each monthly statement period. Withdrawals made in person or at an ATM are unlimited.

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For more information, please call Customer Service at (518) 885-6781.  To open an account, visit any BSNB location.

Mailing Address:
Ballston Spa National Bank
PO Box 70
Ballston Spa, NY 12020

       
Ballston Spa Office
87 Front Street
Ballston Spa, NY 12020
(518) 363-8150
Burnt Hills Office
770 Saratoga Road
Burnt Hills, NY 12027
(518) 399-8144

Clifton Park Office
256 Ushers Road
Clifton Park, NY 12065
(518) 877-6667

Corporate Branch Office
990 State Route 67
Ballston Spa, NY 12020
(518) 363-8199

Galway Office
5091 Sacandaga Road
Galway, NY 12074
(518) 882-1225
Greenfield Center Office
3060 Route 9N
Greenfield Center, NY 12833
(518) 893-2265
Malta Office
124 Dunning Street
Ballston Spa, NY 12020
(518) 899-2912

Milton Crest Office
344 Rowland Street
Ballston Spa, NY 12020
(518) 885-4346

Stillwater Office
428 Hudson Avenue
Mechanicville, NY 12118
(518) 664-3200
Wilton Office
625 Maple Avenue
Saratoga Springs, NY 12866
(518) 583-6608