Relationship Banking with the Premier Plan

Entrusting your banking relationship to BSNB rewards you with great values on banking services you rely on. When your combined balance of qualifying loans and deposit accounts* totals $10,000 or more, there is no monthly fee on your Premier Checking account and you will receive these added benefits:   

  • Premier CDs – with preferred interest rates
  • Premier Checking – with unlimited check writing and interest on your balances
  • Premier Money Market Investment Account – with preferred interest rates
  • Online Banking – free access to account information plus free access to Bill Pay, our online bill payment service
  • BSNB Debit MasterCard® – all BSNB ATM transaction fees are waived on ATMs worldwide*. Cash withdrawals at any BSNB ATM or participating Rite Aid Pharmacy are free of charge.
  • Investment Planning – free consultation*
  • Cashiers Checks – no commission fees
  • Safe Deposit Box – free small box* or 25% reduction on annual rental fee for larger sizes
  • Checkbook Orders – two free boxes of basic checks each year

* Qualifying balances for Premier Checking include: Personal Statement Savings, CD/IRA, Money Market or Passbook Savings, Checking Account, Holiday Club, Personal Consumer Loans [excluding Mobile Home and Instant Money Line], Mortgage, and Home Equity balances. Monthly maintenance fee of $15 per month charged to the Premier Checking account if combined balance falls below minimum. Loans subject to application and approval. The operator of a foreign ATM terminal may charge you a fee. Investments are not FDIC insured. Small safe deposit box is subject to availability.

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For more information, please call Customer Service at (518) 885-6781.  To open an account, visit any BSNB location.

Mailing Address:
Ballston Spa National Bank
PO Box 70
Ballston Spa, NY 12020

Ballston Spa Office
87 Front Street
Ballston Spa, NY 12020
(518) 363-8150
Burnt Hills Office
770 Saratoga Road
Burnt Hills, NY 12027
(518) 399-8144

Clifton Park Office
256 Ushers Road
Clifton Park, NY 12065
(518) 877-6667

Corporate Branch Office
990 State Route 67
Ballston Spa, NY 12020
(518) 363-8199

Galway Office
5091 Sacandaga Road
Galway, NY 12074
(518) 882-1225
Greenfield Center Office
3060 Route 9N
Greenfield Center, NY 12833
(518) 893-2265
Latham Office
1207 Troy Schenectady Road
Latham, NY 12110
(518) 640-2800
Malta Office
124 Dunning Street
Ballston Spa, NY 12020
(518) 899-2912

Milton Crest Office
344 Rowland Street
Ballston Spa, NY 12020
(518) 885-4346

Stillwater Office
428 Hudson Avenue
Mechanicville, NY 12118
(518) 664-3200
Wilton Office
625 Maple Avenue
Saratoga Springs, NY 12866
(518) 583-6608