Credit Cards

VISA Platinum Credit Card (no annual fee - earn redeemable points)

You work hard for your money; now let your money work hard for you. Ballston Spa National Bank offers a VISA Platinum Credit Card through TCM Bank, NA. Earn points redeemable for a wide variety of merchandise and travel options to fit almost any lifestyle.

The VISA Platinum Credit Card offers the following benefits:

  • No Annual Fee.*
  • Secure convenient, 24-hour online access to account - check balances, view transactions, make payments.
  • Obtain cash at over 700,000 ATM's worldwide.
  • Accepted at over 24 million locations worldwide.
  • Earn one point for every net dollar in retail purchases.
  • Redeem points for air travel, rental cars, cruises, hotels or other travel options with fewer restrictions and NO blackout dates.
  • Points may also be redeemed for a wide variety of merchandise from our cRewards ~ available online.

Apply Now

*See the card application’s Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

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BSNB HSA Enroll/Login

For more information, or to apply for a credit card, please contact or visit any BSNB location. You may also download an application by clicking the link below. 


Mailing Address:
Ballston Spa National Bank
PO Box 70
Ballston Spa, NY 12020

Ballston Spa Office
87 Front Street
Ballston Spa, NY 12020
(518) 363-8150
Burnt Hills Office
770 Saratoga Road
Burnt Hills, NY 12027
(518) 399-8144

Clifton Park Office
256 Ushers Road
Clifton Park, NY 12065
(518) 877-6667

Corporate Branch Office
990 State Route 67
Ballston Spa, NY 12020
(518) 363-8199

Galway Office
5091 Sacandaga Road
Galway, NY 12074
(518) 882-1225
Greenfield Center Office
3060 Route 9N
Greenfield Center, NY 12833
(518) 893-2265
Latham Office
1207 Troy Schenectady Road
Latham, NY 12110
(518) 640-2800
Malta Office
124 Dunning Street
Ballston Spa, NY 12020
(518) 899-2912

Milton Crest Office
344 Rowland Street
Ballston Spa, NY 12020
(518) 885-4346

Stillwater Office
428 Hudson Avenue
Mechanicville, NY 12118
(518) 664-3200
Wilton Office
625 Maple Avenue
Saratoga Springs, NY 12866
(518) 583-6608