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Personal Lines and Loans

Instant Money Line

Have access to money when you need it.

  • Linked to a BSNB checking account for overdraft protection
  • No expiration
  • Offers easy repayment option with auto-deduct from a BSNB checking account
  • Fast Approvals

Personal Loans

Whether you have a planned project in mind or an unexpected expense, BSNB's Personal Loan offers multiple uses and good flexibility to help you when you need it most.

  • Multiple uses, including:
    • Auto Repairs
    • Vacations
    • Holiday Shopping
    • Computers
    • Appliances and Equipment
      etc
  • Unsecured loans for up to 36 months
  • Low Fixed Rates
  • Minimum Loan Amount of $1500
  • Offers easy repayment option with auto-deduct from a BSNB checking account
  • Cash-secured offerings with premium rates

 

Loans subject to application and approval

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For more information, please call Customer Service at (518) 885-6781.

Mailing Address:
Ballston Spa National Bank
PO Box 70
Ballston Spa, NY 12020

       
Ballston Spa Office
87 Front Street
Ballston Spa, NY 12020
(518) 363-8150
Burnt Hills Office
770 Saratoga Road
Burnt Hills, NY 12027
(518) 399-8144

Clifton Park Office
256 Ushers Road
Clifton Park, NY 12065
(518) 877-6667

Corporate Branch Office
990 State Route 67
Ballston Spa, NY 12020
(518) 363-8199

Galway Office
5091 Sacandaga Road
Galway, NY 12074
(518) 882-1225
Greenfield Center Office
3060 Route 9N
Greenfield Center, NY 12833
(518) 893-2265
Malta Office
124 Dunning Street
Ballston Spa, NY 12020
(518) 899-2912

Milton Crest Office
344 Rowland Street
Ballston Spa, NY 12020
(518) 885-4346

Stillwater Office
428 Hudson Avenue
Mechanicville, NY 12118
(518) 664-3200
Wilton Office
625 Maple Avenue
Saratoga Springs, NY 12866
(518) 583-6608