BSNB Debit MasterCard®

Pay the fast and easy way

Use your BSNB Debit MasterCard® to pay for purchases at millions of places worldwide accepting MasterCard®

  • The amount of each purchase is deducted from your checking account, just like a check.
  • There are no interest charges when you use your card (unless your purchase activates your Instant Money Line).
  • Great where checks aren’t accepted – including online merchants.   
  • Track your spending at any time through Online Banking or Mobile Banking.

Get cash when you need it

Your card works at thousands of ATMs worldwide, including regional surcharge-free ATMs in Rite Aid pharmacies

  • Cash withdrawals at any BSNB ATM or participating Rite Aid Pharmacy are free of charge!
  • ATMs in the NYCE®, Plus®, Cirrus®, VISA® or MasterCard® networks provide additional cash locations. 
  • Join the Premier Plan and all BSNB transaction fees* are waived on ATMs located worldwide.

* The Operator of a foreign ATM terminal may charge you a fee.


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BSNB HSA Enroll or Login

For more information, please call Customer Service at (518) 885-6781. To request a debit card, visit any BSNB location.

BSNB Perks Program

Surcharge-free Rite Aid ATMs

To report a lost or stolen debit card during business hours, please call (518) 885-6781. If you need to report a lost or stolen debit card during non-business hours, please call 1-800-500-1044.

Mailing Address:
Ballston Spa National Bank
PO Box 70
Ballston Spa, NY 12020

Ballston Spa Office
87 Front Street
Ballston Spa, NY 12020
(518) 363-8150
Burnt Hills Office
770 Saratoga Road
Burnt Hills, NY 12027
(518) 399-8144

Clifton Park Office
256 Ushers Road
Clifton Park, NY 12065
(518) 877-6667

Corporate Branch Office
990 State Route 67
Ballston Spa, NY 12020
(518) 363-8199

Galway Office
5091 Sacandaga Road
Galway, NY 12074
(518) 882-1225
Greenfield Center Office
3060 Route 9N
Greenfield Center, NY 12833
(518) 893-2265
Latham Office
1207 Troy Schenectady Road
Latham, NY 12110
(518) 640-2800
Malta Office
124 Dunning Street
Ballston Spa, NY 12020
(518) 899-2912

Milton Crest Office
344 Rowland Street
Ballston Spa, NY 12020
(518) 885-4346

Stillwater Office
428 Hudson Avenue
Mechanicville, NY 12118
(518) 664-3200
Wilton Office
625 Maple Avenue
Saratoga Springs, NY 12866
(518) 583-6608