Business Loan Solutions

BSNB is committed to providing funding to the businesses and organizations that enrich the quality of life within our communities. As a community bank, BSNB delivers competitive rates with personalized service. Our experienced professionals are empowered to customize a lending package that meets your needs and business goals. BSNB’s local decision making provides flexibility and facilitates the process.

Commercial Real Estate

Whether your plans call for construction, intermediate-term or long-term financing, BSNB offers financing solutions for both owner-occupied and investment real estate properties.

Lines of Credit

BSNB offers a diverse range of lines of credit, including seasonal operating lines and equipment lines.

Term Loans

If your needs involve financing for new equipment or capital improvements, BSNB offers a broad selection of term loans to meet your needs.

Government Programs

We partner with a number of agencies to maximize your options and make the loan that's right for you.


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For more information, please contact:

Gregg Anderson
VP/Commercial Relationship Manager
(518) 363-8132

Tim Collins
VP/Commercial Relationship Manager
(518) 363-8123

Andrei Krasnokutski
VP/Commercial Relationship Manager
(518) 363-8159

Jenifer Marten
AVP/Commercial Relationship Manager
(518) 363-8190

Matthew Grosso
Business Development Officer
(518) 363-8631

Meet our Business Banking Team.
Mailing Address:
Ballston Spa National Bank
PO Box 70
Ballston Spa, NY 12020

Ballston Spa Office
87 Front Street
Ballston Spa, NY 12020
(518) 363-8150
Burnt Hills Office
770 Saratoga Road
Burnt Hills, NY 12027
(518) 399-8144

Clifton Park Office
256 Ushers Road
Clifton Park, NY 12065
(518) 877-6667

Corporate Branch Office
990 State Route 67
Ballston Spa, NY 12020
(518) 363-8199

Galway Office
5091 Sacandaga Road
Galway, NY 12074
(518) 882-1225
Greenfield Center Office
3060 Route 9N
Greenfield Center, NY 12833
(518) 893-2265
Latham Office
1207 Troy Schenectady Road
Latham, NY 12110
(518) 640-2800
Malta Office
124 Dunning Street
Ballston Spa, NY 12020
(518) 899-2912

Milton Crest Office
344 Rowland Street
Ballston Spa, NY 12020
(518) 885-4346

Stillwater Office
428 Hudson Avenue
Mechanicville, NY 12118
(518) 664-3200
Wilton Office
625 Maple Avenue
Saratoga Springs, NY 12866
(518) 583-6608