BALLSTON SPA NATIONAL BANK

Online Banking Bill Pay Fees and Charges

Fees and Charges for Personal Users
Basic Online Banking Service Includes transfer, inquiries: No charge
Bill Payment Services

For Free Direct Checking, Senior Checking, GoChecking and Premier Checking:

No monthly bill payment fee, including up to 20 bills paid

Per bill paid over 20, $.75

  For Basic Checking:

$4.95 per month

Bill Payment Stop Payment Order Per Stop Payment: $20.00
Online Stop Payment (when available) Per Stop Payment: $25.00
Copy of Canceled Bill Payment Check Per Copy: $10.00
Bill Payment NSF (Insufficient Funds) Return Fee Per Item Returned : $30.00
External Transfer Fee Per Outbound External Transfer: $1.25
Fees and Charges for Business Users
Basic Online Banking Service Includes transfer, inquiries: No charge
Bill Payment Services

For the first two (2) months of Bill Payment Service activation:

No monthly bill payment fee

Per bill paid over 10, $.50

  After the first two (2) months of Bill Payment Service activation:

A monthly bill payment fee of $4.95, including up to 10 bills paid

Per bill paid over 10, $.50

Bill Payment Stop Payment Order Per Stop Payment: $20.00
Online Stop Payment (when available) Per Stop Payment: $25.00
Copy of Canceled Bill Payment Check Per Copy: $10.00
Bill Payment NSF (Insufficient Funds) Return Fee Per Item Returned : $30.00
External Transfer Fee Per Outbound External Transfer: $1.25

Effective: 1/13/2012 Member FDIC