Whether you have a planned project in mind or an unexpected expense, BSNB's Personal Loans and Lines offer multiple uses and flexibility.   BSNB can assist you in achieving your short-term and long-term goals, including:

  • Auto repairs
  • Vacations
  • Holiday shopping
  • Milestone events
  • Cross-country moves
  • An adoption
  • Computers
  • Appliances and equipment

Personal Loans

  • Unsecured loans for up to 60 months
  • Low fixed rates
  • Minimum loan amount of $1,500
  • Maximum loan amount $25,000
  • Offers easy repayment option with auto-deduct from a BSNB checking account
  • Cash-secured offerings with premium rates

Preferred Line of Credit

  • Generous personal line of credit from $5,000 - $25,000
  • Competitive low variable rate
  • No collateral requirements
  • Revolving - borrow only the amount you need
  • Immediately transfer funds you need from your line of credit to your linked BSNB checking account
  • Convenient 24/7 access through Online Banking
  • Overdraft feature protects against unplanned overdrafts

Instant Money Line

  • Line of credit up to $1,500
  • Linked to a BSNB checking account for overdraft protection
  • No expiration
  • Offers easy repayment option with auto-deduct from a BSNB checking account

All loans are subject to application and credit approval. Terms and conditions may change at any time.

Get Started

APPLY ONLINE

For more information, please call Customer Service at (518) 885-6781 or send us a Secure Email.

View our current rates.