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BSNB 25 Month CD

2.50% APY* for 25 months

*Annual Percentage Yield (APY) is accurate as of 06/19/2018. A minimum deposit of $10,000 is required to open the account. A $10,000 minimum balance must be maintained to earn APY.You will not earn interest if the balance falls below $10,000. Funds used to open the account cannot currently be on deposit with BSNB. At renewal, rates will revert to current non-promotional 25 month CD term as outlined on our website. Offer may be withdrawn or changed at any time. Member FDIC.

BSNB 15 Month CD

1.85% APY** for 15 months

  • Add funds, OR
  • Increase rate

**Annual Percentage Yield (APY) is accurate as of 06/19/2018. A minimum deposit of $10,000 is required to open the account. A $10,000 minimum balance must be maintained to earn the advertised APY. You will not earn interest if the balance falls below $10,000. Funds used to open the account cannot currently be on deposit with BSNB. At renewal, rates will revert to current non-promotional 15 month CD term as outlined on our website. This CD offer is available to personal customers only. A BSNB personal checking account is required. Offer may be withdrawn or changed at any time. You may exercise one of the following options during the term of the CD: (1) one time increase in interest rate, if interest rates rise for our 15 month term; and (2) one time deposit of additional money, in increments of $500.

BSNB 18 Month Variable CD

2.32% APY†† for 18 months

††The variable interest rate is tied to the 1-week average (preceding week) of the 3-Month US Treasury Bill interest rate plus a margin of 0.15%. The variable interest rate may re-price the first Tuesday on or after the following dates: 10/1, 1/1, 4/1, 7/1. Annual Percentage Yield (APY) is accurate as of 09/28/2018, but may change after the account is opened. A minimum deposit of $10,000 is required to open the account. A $10,000 minimum balance must be maintained to earn APY. You will not earn interest if the balance falls below $10,000. 1If a minimum balance of $10,000 is maintained, the minimum interest rate earned will never be lower than the initial interest rate at the time of account opening. The maximum interest rate earned will never be higher than the initial interest rate at the time of account opening plus a margin of 1.00%. Funds used to open the account cannot currently be on deposit with BSNB. At renewal, rates will revert to current non-promotional fixed rate 18 month CD as outlined on our website. The 3-Month US Treasury Bill interest rates are available here: https://fred.stlouisfed.org/series/WTB3MS. Offer may be withdrawn or changed at any time.

Get Started

For more information on how to open a CD, please call Customer Service at (518) 885-6781, visit any BSNB location, or send us a Secure Email.

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