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Credit Cards

VISA Platinum Credit Card (no annual fee - earn redeemable points)

You work hard for your money; now let your money work hard for you. Ballston Spa National Bank offers a VISA Platinum Credit Card through TCM Bank, NA. Earn points redeemable for a wide variety of merchandise and travel options to fit almost any lifestyle.

The VISA Platinum Credit Card offers the following benefits:

  • No Annual Fee.
  • Secure convenient, 24-hour online access to account - check balances, view transactions, make payments.
  • Obtain cash at over 700,000 ATM's worldwide.
  • Accepted at over 24 million locations worldwide.
  • Annual purchase summary statements.
  • Earn one point for every net dollar in retail purchases.
  • Redeem points for air travel, rental cars, cruises, hotels or other travel options with fewer restrictions and NO blackout dates.
  • Points may also be redeemed for a wide variety of merchandise from our ScoreCard catalog ~ available online.

Ask for a TCM Bank VISA Platinum Credit Card application* at any of Ballston Spa National Bank's nine convenient locations.

*Applications are subject to credit approval by TCM Bank, NA.