Online Banking and Bill Pay

Online Banking

Bank any time of the day or night when you use our internet branch. Access to your accounts is free.

• View all your accounts - including checking, savings, loans and mortgages
• See if checks have cleared or deposits have been posted
• Transfer money to your checking account, add to your savings or make a loan payment
• View check images - front and back - print a check copy
• Reconcile accounts anytime, without waiting for a statement in the mail
• Download information into Microsoft Money© or Quicken©
• Receive email alerts when your account reaches a balance you designate
• Generate custom reports

Online Agreement

This Agreement is a contract which establishes the rules which govern your electronic access to your accounts at Ballston Spa National Bank (BSNB) through Online Banking services. These services permit BSNB customers (consumers, sole proprietors and other business customers) to perform a number of banking functions on accounts linked to the service through the use of a personal computer.

Please read and retain the Online Banking Service Agreement and Online Banking Fees and Charges.

Online Banking Enrollment

Enrolling in Online Banking is easy if you have a BSNB account. Not a customer yet? We have personal or business accounts just right for you!

Ready to enroll for Online Banking? It takes just a few minutes.

Here are the items you"ll need:

• A BSNB account
• A personal computer running an operating system such as Windows, NT Workstation or Macintosh OS and an internet browser which supports 128-bit encryption

What do I need to do to enroll in Online Banking?

• Please click the "Register" link at the top left-hand of the page
• You will be asked to review and accept the Online Banking Service Agreement and complete the registration form

Congratulations! You are one step closer to simplifying your banking.

Want to see what Online Banking is like before you enroll?

Check out the Online Demo for a guided tour of our online banking service.

To begin the tour click on the " Demo" link above left. Read the introduction on the pop-up window and click “OK”.

The demo user name and password will automatically appear in the login fields located on the left side of the screen.

Select LOGIN to proceed with the session.

Remember: To end the demo session and return to the home page, always click the Sign Off navigation button at the top right of the screen.

Bill Pay

Save on time, stamps and checks when you pay your bills online!

• Pay bills quickly and conveniently, including the ability to schedule payments in advance and set up recurring payments.