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Business

Business Checking Solutions

Choosing the right account for your business shouldn't be complicated. At BSNB, we offer three affordable solutions.

Small Business Checking (Sole Proprietors, Partnerships, Corporations and Non-Profit Organizations)

  • $50 minimum deposit to open.
  • Low monthly maintenance fee of $10.00.
  • Up to 75 transactions included for free each month.
  • Transactions over 75 cost only $.25 each.
  • Business Debit Card* offers improved purchasing options
  • 24 hour account access and information available via phone on BANKLINK24 (518-885-6782).
  • Online Banking available at www.bsnb.com.
  • Easy-to-read monthly statement.

* Upon approved application.

First Class Checking (Sole Proprietors, Partnerships, Corporations and Non-Profit Organizations)

  • $50 minimum deposit to open.
  • Low monthly maintenance fee of $6.00.
  • Per item processing fees of only $.15 per check, $.20 per deposit, and $.12 per on-us, local and foreign deposited items.
  • An earnings credit will be calculated and applied to the average daily ledger balance of the statement cycle less 25% float and reserve factor. This earnings credit will be used to offset fees applied to the account.
  • Business Debit Card* offers improved purchasing options
  • 24 hour account access and information available via phone on BANKLINK24 (518-885-6782).
  • Online Banking available at www.bsnb.com.
  • Easy-to-read monthly statement.

* Upon approved application.

NOW Checking (Sole Proprietors and Non-Profit Organizations)

  • $50 minimum deposit to open.
  • Earn interest with an average daily balance of $500 or more.
  • Low monthly maintenance fee of $8.00.
  • Per item processing fees of $.15 per check, $.25 per deposit, and $.15 per on-us, local and foreign deposited items.
  • An earnings credit will be calculated and applied to the average daily ledger balance of the statement cycle less 25% float and reserve factor. This earnings credit will be used to offset fees applied to the account.
  • Business Debit Card* offers improved purchasing options
  • 24 hour account access and information available via phone on BANKLINK24 (518-885-6782).
  • Online Banking available at www.bsnb.com.
  • Easy to read monthly statement.

* Upon approved application.


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