Business Services
At Ballston Spa National Bank, we want to assist you with all of your business needs. So, we offer additional services to help you run your business efficiently and effectively:
Online Cash Management
With Online Cash Management services from BSNB, you can find out your company’s cash position – and act immediately on the information. While making your company’s cash work harder, Online Cash Management also gives you the tools to be more efficient with convenient and secure 24-hour access.
Control, Convenience And Security For Your Business
- Review account summaries
- Access transaction data
- Reconcile your accounts
- View check images
- Set up automatic email alerts
- Move funds between BSNB accounts
- Request photocopy and research services
- Place stop payments
- Disburse funds via ACH
- Initiate wire transfers
- Provide different functionality to individual staff members and control the accounts and services they may access
To learn more about Online Cash Management services, please call Sandra Lonczak, Cash Management Officer, at (518) 363-8143.
Remote Deposit
It's simple. With Remote Deposit, all you need is a computer, an internet connection and a scanner. Sign on, scan and deposit. In just a few minutes your check deposit is sent through a secure internet connection to your BSNB account. It’s that easy.
Simplify the Check Deposit Process
- Save a daily trip to the bank and make your check deposits right from your desktop. You can use Remote Deposit as many times per day as you wish, 24/7. Plus you have instant access to images of your deposited checks.
- Reduced trips to the bank provide savings on gas and other travel expenses and allow employees to remain in the office.
- Because your checks never leave your office, you greatly reduce the risk of loss or theft. In addition, we use secure internet channels and state of the art authentication methods to keep your information safe.
- Our normal banking day is extended from 3:00 pm to 5:00 pm for Remote Deposit users. While you can make your check deposits at any time throughout the day or night, any deposits made before 5:00 pm are posted to your account on the same business day. Deposits made on weekends and after 5:00 pm are posted to your account on the next business day.
- Remote Deposit is quick and easy to use. Instead of holding checks until you visit the bank, you can make deposits more frequently and gain the benefit of increased cash flow.
To learn more about Remote Deposit, please call Sandra Lonczak, Cash Management Officer, at (518) 363-8143.
Business Debit Card
A Business Debit Card offers you improved purchasing options, convenience and safety.
Reduce Your Need For Checks Or Cash
- Automatically deduct funds from your business checking account - no need to write a check, show identification, or wait for check approvals.
- No need to carry extra cash or keep a lot of petty cash on hand with millions of acceptance locations and over 900,000 ATMs worldwide.
- Set variable daily limits on purchase and cash withdrawals to protect your account from fraud.
- Request extra cards with preset spending limits for your employees.
Increase Your Money Management Capabilities
Fill out an order form today and mail, fax or bring it to any branch office.
- Get a receipt with every purchase to better keep track of spending.
- Set spending controls for employees.
- Reduce the need to use personal funds for business purchases.
- Receive detailed monthly bank statements for easy account reconciliation, expense reporting and identification of tax deductions.
Credit Card/Merchant Services
Increase sales by accepting credit and debit cards at your retail establishment. We offer state of the art equipment, electronic processing, easy to read monthly statements, competitive rates, and 24 hour customer service.
