Benefits

Full time employees are eligible for the following benefit programs, based on certain participation requirements. Part time employees are eligible in some cases, depending on the number of hours worked.

Health/Vision/Dental:
Employees may select participation for themselves and their family members. There is a cost sharing formula, based on the level selected.

Flexible Spending Accounts:
Employees may elect to participate in medical and/or dependent care programs funded by pre-tax dollars.

Employee Assistance Program:
Our service provides confidential counseling to employees and their family members when personal issues and concerns interfere with their health, welfare or interruptions to their productivity on the job.

Life Insurance:
Employees are provided with coverage in the amount of three times their annual salary.

Disability Insurance:
BSNB offers a short term disability benefit of 50% of earnings for up to 26 weeks. Long term disability provides 60% of earnings when the disability extends beyond six months (Maximum limits apply).

Retirement:

401K - BSNB provides for an employee deferral program with a 50% match (up to 3.5%). Additionally, the Bank provides discretionary contributions on an annual basis.

Pension - Employees are provided with an additional retirement benefit, which is fully paid for by the Bank. The benefit at retirement is based on a formula of salary and years of service.

Paid Time Off:

Employees can earn certain amounts of time off in the following categories:

Vacation - Provided each year based on years of service.
Sick - ½ day credited per month worked, up to a maximum.
Personal - Three days on each anniversary date, up to a maximum.

Holidays:
BSNB provides for ten holidays per year.

Financial Services:
Employees who meet eligibility and service requirements can receive benefits on products and services provided for by the Bank, including free checking, and reduced interest rates on consumer, equity and mortgage loans.

Career Growth:
Employees have opportunities to participate in training and education programs designed to enhance their skills and qualify them for additional responsibilities within the Bank.